Be careful when driving in the rainy season. Do not start the car when it is flooded

Category:Automobile maintain - Date:2018-04-16

the insurance company will not be responsible for the damage to the engine caused by the intake of the insured motor vehicle.

The reporter learned from some 4S stores that some car owners were flooded with the damage to the engine, the insurance company did not give compensation, the reason is not within the scope of insurance.

so how to minimize the loss when the vehicle is flooded? To this end, the reporter interviewed the relevant persons in the insurance industry to see what they said.

Journalists from the insurance companies, such as the Chinese people's insurance, safety insurance and land insurance, have learned that in the insurance clauses of the loss of household cars, the insurers are responsible for the loss of the insured motor vehicles due to lightning strikes, hail disasters, heavy rain, floods, and tsunamis. However, the insured is not responsible for the damage to the engine caused by the intake of the insured motor vehicle. Land insurance Changchun branch of a staff member said: “ if it is a rainstorm caused by vehicle loss, such as: rainstorm flooding and body, causing damage to the car's circuit, cushion, and some parts of the interior, consumers can claim compensation by reporting car damage, and the damage caused by the engine water, the insurance company is not responsible for compensation. Only when the insured vehicle is insured, will the owner obtain a corresponding compensation for the risk of a wading insurance. ”

People in the industry remind the owner that when the car is flooded or waded, do not start the engine, contact the insurance company or 4S store directly, and ask them how to deal with it. An engine with a static state or a flameout after wading, even if the engine or car enters the water, if no longer starts, usually does not cause much damage, as long as the simple maintenance of the engine can work normally, and within the insurance company's claim range; if the engine is forced to start after the intake of water, it will cause the engine. Engine damage, maintenance costs less than a few thousand, more than 10000, these costs are borne by the owners themselves.

There are three major hazards to driving without returning to the steering wheel
There are three dangers to drive
Car safety knowledge and safety belt and headrest must not be careless
Check the tools carefully before you drive to avoid halfway cars
The reason why cars need to be accelerated is carbon dioxide cleaning and throttle
The reason why the car accelerates its weakness is carbon dioxide cleaning and throttle
Two reasons for vehicle jitter check intake system or throttle valve
Five notices of winter cold prevention for automobiles
Winter car maintenance: where should winter automobile maintenance go?
Winter snowy car wash common sense, four points must be circumvent
Winter temperature drops suddenly to prevent cold wave cooling and cause automobile malfunction
In winter, light bulbs need to be switched on
Turbochargers start with idle speed for three minutes after starting
Turbochargers should be idle for three minutes after starting
Improper use of turbocharged driving skills - vulnerable engine
Improper use of turbocharged driving skills can easily damage the engine
Improper use of driving technology for turbocharged vehicle
Five basic principles should be paid attention to in automobile decoration with safety and comfort
Six tips for highways, avoid warning after parking
Refusing to drive local cars requires proper maintenance of vehicle engines
Search
Search

Category

Recommend

Hotspot


Car6s car maintenance technology website Copyright @ 2017-2022